Are you in the business of moving goods across Australia? Then you understand the critical role prime movers play in keeping your operations running smoothly. At Truck Cover, we specialise in providing top-tier Prime Mover Insurance solutions that are tailored to the unique needs of your industry. With our expertise and commitment to client satisfaction, you can trust us to secure your prime movers and keep your business on the road to success.
Prime movers are the backbone of the logistics industry, serving as the powerhouse behind efficient transportation. These heavy-duty vehicles face a distinct set of challenges, from long hours on the road to exposure to accidents and environmental factors. Our experienced team of insurance professionals comprehends these challenges, enabling us to create insurance solutions that address your specific concerns.
Comprehensive Prime Mover Insurance Solutions
There are 2 types of Prime mover insurance coverage options available in Australia. The type of coverage you need will depend on your specific needs and circumstances. Find below the coverage options for prime mover trucks:
This type of coverage covers damage to your truck (including attachments & accessories) from events such as accidents, theft, fire, and natural disasters.
This type of coverage covers damage to other people’s property or injuries to other people caused by your truck.
Depending on the insurer, you can also include optional benefits such as Windscreen Excess Waiver and Downtime/Hire Costs
Investing in Prime Mover Insurance with Truck Cover means investing in the longevity and stability of your business. Our goal is to provide you with a safety net that allows you to focus on delivering your goods, while we take care of the rest. We are committed to your success and are always ready to address your insurance inquiries, provide advice, and offer solutions that protect what matters most to you.
COMPREHENSIVE TRUCK INSURANCE FOR YOUR Prime Mover OPERaTIONS
Prime Mover Insurance FAQ’S
What is prime mover insurance?
Prime Mover Insurance is a specialised type of commercial vehicle insurance designed to cover heavy-duty trucks, commonly referred to as prime movers, used for hauling freight. This insurance provides coverage for various risks including accidents, theft, and damage.
What types of coverage are available under Prime Mover Insurance?
The main types of coverage include:
- Comprehensive Coverage: Covers damage to your prime mover and other vehicles or property in an accident.
- Third-Party Property Damage: Covers damage you cause to other people’s property.
What factors influence the cost of Prime Mover Insurance?
The cost is influenced by several factors including the age and condition of the vehicle, the type of freight being transported, the driving record of the operator, the distance covered, and the geographic area of operation.
Are there any specific regulatory requirements for Prime Mover Insurance in Australia?
Yes, all commercial vehicles, including prime movers, must comply with Australian state and federal regulations, which mandate minimum levels of third-party liability insurance. Additional coverages may be required based on specific state laws and the nature of the operation.
What should I do in case of an accident involving my prime mover?
In the event of an accident:
- Ensure everyone’s safety and call emergency services if needed.
- Exchange details with other involved parties.
- Document the scene with photos and notes.
- Notify Truck Cover as soon as possible to begin the claims process.
Is cargo covered under Prime Mover Insurance?
Cargo is not typically covered under Prime Mover Insurance. Separate cargo insurance is available to cover the goods being transported. This can include coverage for loss, damage, or theft of the cargo.
How often should I review my Prime Mover Insurance policy?
It is recommended to review your policy annually or whenever there are significant changes in your operations, such as adding new vehicles, changing the type of freight, or expanding your service area. Regular reviews ensure that you have adequate coverage and are not overpaying for insurance.
Related Truck insurance products
