Trades and Construction truck insurance is designed to protect Australian tradies and construction companies who rely on trucks and commercial vehicles for their day-to-day operations. This insurance not only safeguards your valuable assets but also ensures the smooth running of your business by minimizing potential financial losses due to accidents, theft, or damage. With tailored policies catering to various trades, it’s essential to choose the right coverage that suits your specific needs and requirements.
There are 2 types of truck insurance coverage options available in Australia. The type of coverage you need will depend on your specific needs and circumstances. Find below the coverage options for tradesmen trucks:
This type of coverage covers damage to your truck (including attachments & accessories) from events such as accidents, theft, fire, and natural disasters.
This type of coverage covers damage to other people’s property or injuries to other people caused by your truck.
Depending on the insurer, you can also include optional benefits such as Windscreen Excess Waiver and Downtime/Hire Costs
If you’re a tradie or operate a construction company, truck insurance is an essential investment. It can help protect you, your business, and your livelihood.
Here are some of the benefits of having tradie truck insurance:
Knowing that you’re covered in the event of an accident can give you peace of mind and allow you to focus on your work.
If your truck is damaged or stolen, truck insurance can help you pay for repairs or a replacement.
Truck insurance can also provide legal protection if you’re involved in an accident. This could cover the cost of legal fees and any settlements.
Who needs Trade and Construction truck Insurance?
A wide range of trades in Australia use trucks and commercial vehicles for transporting tools, equipment, and materials. Some of these include:
- Builders and Construction businesses
- Plumbers
- Electricians
- Handymen
- Carpenters & Joiners
- Painters & Decorators
- Bricklayers & Concreters
- Glaziers & Signwriters
- Landscapers and Gardeners
- Scaffolders
- Roofers & Tilers
- Fencing Contractors