Truck Fleet Insurance Australia

Secure your truck fleet with comprehensive insurance coverage. Tailored plans, competitive rates, and peace of mind for your transport operations.
What Is TrucK Fleet Insurance

Truck Fleet Insurance in Australia is a specialised insurance coverage designed to provide comprehensive protection for businesses that operate a fleet of trucks. This coverage goes beyond individual truck insurance policies by offering a unified and streamlined approach to insuring multiple trucks under a single policy.

Truck fleet insurance is particularly beneficial for businesses that operate multiple trucks, whether they’re engaged in long-haul transportation, local deliveries, or other commercial activities. It provides a comprehensive safety net that allows businesses to focus on their operations with the confidence that their entire fleet is adequately protected.

As with any insurance, the specific terms, coverage limits, and premium costs can vary based on factors such as the size of the fleet, types of trucks, their usage, and the insurer’s offerings. Businesses seeking truck fleet insurance should work closely with a Truck Cover adviser to tailor coverage that suits their fleet’s unique needs and risks.


There are 2 types of  truck insurance coverage options available in Australia. The type of coverage you need will depend on your specific needs and circumstances. Find below the coverage options  for tradesmen  trucks:

This type of coverage covers damage to your truck (including attachments & accessories) from events such as accidents, theft, fire, and natural disasters.

This type of coverage covers damage to other people’s property or injuries to other people caused by your truck.

Benefits Of Fleet Insurance for Owner Operators:

Truck fleet insurance is a crucial investment safeguarding your assets, business, and income. 

Here are some of the benefits of having truck fleet insurance:

Peace of Mind

Knowing that you’re covered in the event of an accident can give you peace of mind and allow you to focus on your work.

Financial Protection

If your truck is damaged or stolen, truck fleet insurance can help you pay for repairs or a replacement.

Legal Protection

Truck fleet insurance can also provide legal protection if you’re involved in an accident. This could cover the cost of legal fees and any settlements.

Compare Quotes From Multiple Truck Insurers

Why Should You Pick Truck Cover For youR commercial Fleet Insurance?
Truck fleet insurance can be complicated, so it's best to work with a Truck Cover adviser who knows the industry and can help you find the right coverage at a fair price.

Truck Specialists

With over 15 years Experience we have the knowledge and skills to find a suitable insurance policy for your transport business.


At Truck Cover we have access to all Australian truck insurers , so we can compare multiple quotes saving you time and money.

Your Claims Advocate
Our team is here to help ease the stress and burden of navigating the claims process. We'll support you to ensure that you'll receive a fair and just compensation.
Personalised Service

Truck Cover advisers will work with you one-on-one to understand your specific needs and goals. We will then work to find the best policies to meet those needs.

Truck Fleet Insurance FAQ’S

Managing a fleet involves many variables, and insurance is one of the most crucial factors. The cost of fleet insurance is impacted by multiple things such as the nature of your business, number of vehicles you own, how you have claimed in the past, size fluctuation over the years, and your driver’s track record. But fret not! A savvy solution to keeping expenses under control is by choosing a specialist insurance broker. 

A broker like Truck Cover offers an array of policies tailor-made to suit diverse requirements while ensuring that you pay only for the necessary coverage. Why compromise when you can have it all with a specialist truck fleet insurance broker?

Generally there is no limit on how many truck and vehicles you can insure with fleet insurance. The minimum number you can insure is typically 15 items in order to gain a fleet insurance policy, depending on the insurer. The more items you have , generally the insurance premium rate per item is less.

  • Trucks , including Prime Movers, Rigid Trucks etc
  • Sedans
  • Light Commercial Vehicles
  • Plant and Equipment
  • Directors own personal vehicles